Crowdlending Platform for Small Business Owners and Entrepreneurs

Modern age financing with convenience on your phone

INVESTOR POOL

Over 1,000+ investors to back you

QUICK APPROVAL

Loan disbursed on next working day

FLEXIBLE

Versatile financing options

LIVE SUPPORT

We’ve got your back. Ping Us

Power up your business with Rai Capital

Get the competitive edge for your business with Rai Capital

No minimum investing or borrowing sum, no specific amount needed in your account to withdraw them

Registration

Easy and convenient registration process - all you need is your contact number and create a password with us

Choose Your Profile

Decide if you would like to be a borrower or an investor. Scroll through our app and choose your next move according to your needs.

Get Started (Borrower)

Share with us about yourself- Submit your personal particulars and employment details.

Get Started (Investor)

Start your investment portfolio with us- Submit your personal particulars and get access to project information.

You’re all set!

Get Rai Capital app now!

Enjoy the convenience of managing your finances with your Smartphone, at anywhere, anytime 

Available now in

Frequently Asked Questions

Yes, you will be able to view the listing of the investment available from our app. You may also refine the listing of the projects based on your preference.

Investment returns vary across different projects providing adjusted risk reward returns. A general return on investment ranges between 8 and 24% per annum.

We will review your application in 1 to 3 working days. You will receive a notification once it has been reviewed.

No, only one bank account is allowed at any point of time.

Please contact us at [email protected] together, with a copy of your photo ID (both front and back) for verification purposes.

Here are 4 simple steps:
1. Register an account with us and fill all necessary details
2. Insert your bank account information and top up funds in your Rai Capital account
3. Scroll and see which project you’re interested in
4. Set your allocation for the project

The app allows you to top up and withdraw money as and when you like. Find these options at your dashboard.

Funds withdrawal within the partnered banking network is not subjected to any fees. However, withdrawal of funds to payment networks which are not in partnership with Rai Capital, is subjected to privilling charges determined by the payment network provider.

2 to 3 working days. We are, however, working with our payment network provider and hope to reduce the withdrawal time to within the same working day.

It is free to create an account on the Rai Capital App.

Your personal information will only be used strictly within the company for risk assessment and internal KYC purposes. The funding request of your application will be made on a no-name basis and the information shared within our closed-group, investors’ network are the credit and repayment capability related information only.

No, there are only 5 simple sets of information needed. They are the loan information, business information, personal particulars, loan purpose and bank account details.

No, only one active loan application is allowed.

It means that your loan application is still waiting to be accepted/ invested by someone or a company.

For every loan submitted, Rai Capital ensures that the credit scores of the borrowers are within a healthy range. If your application has been rejected, our credit offers may have found that your credit score is leaning towards a higher risk range.

If you need future support, please feel free to reach out to us at [email protected]

Rai Capital acts as a governing medium between the investors and borrowers. This is to ensure that all personal data on both sides are kept private and well-beings are taken care of.

The interest rates are dependent on the credit decision engine based on your submitted and verified information. The app will return with an offer if you are eligible and you can choose if you like to accept the terms.

There is no penalty for early repayment.

Rai Capital specialised in match making short term loans and allows our members the flexibility to opt for their preferred tenure (months) conveniently via their mobile phones.

Your application will be reviewed within 1 to 3 working days. Once approved, it will be listed for our investors to participate. You will be informed once your request has been fully filled.

START Your Crowdlending journey with us

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